Mobile money is an emerging area of research, AMMREC expects to build a Conference Community that will ensure an exciting and high quality networking environment, providing an opportunity for scholars and practitioners to share knowledge and experience with potential research or practitioner partners. By mobile money weinclude mobile money transfer, mobile banking, agency banking, other financial services through a mobile platform.

AMMREC mobile money conference organizing committee invites unpublished, original contributions describing ongoing or completed work, originating from academia, government, private sector and development partners.
The conference will focus on mobile money academic research from across the globe with significance emphasis to developing markets.

There are four tracks, with each track having key topics of interest as outlined below.
Track 1: Policy and regulation on mobile money transactions
The main topics of interest for this track include but will not be limited to the following:
·         Government policy on mobile money transfer
·         Mobile money transfer regulation
·         International benchmarks on mobile money regulation
·         Financial inclusion issues
·         Policy issues on agency banking and mobile money
·         Emerging issues, e.g. credit referencing

Track 2: Implementation of mobile money solutions
The main topics of interest for this track include but will not be limited to the following:
·         Product design and related business models
·         Mobile money product roll-out challenges and lessons learnt
·         Scalability and sustainability of mobile money products
·         Agent network design, development and support

Track 3: Research
The main topics of interest for this track include but will not be limited to the following:
·         Theoretical frameworks for studying mobile money
·         Security in mobile money transactions
·         Adoption of mobile money products
·         User perceptions of mobile money products
·         Impacts of mobile money on poverty, business transformation, economy, etc.

Track 4: Innovative applications development
The main topics of interest for this track include but will not be limited to the following:
·         Mobile money applications development frameworks
·         Design and development
·         Service sophistication
·         Incubation of MM products

Paper submissions

Authors wishing to make presentations will go through a three-stage preparation process:

  • Abstracts– Maximum 500 words abstracts must be submitted by 15th November 2011 to the Conference Portal . They will be reviewed by the International Program Committee to establish their suitability for the conference. Acceptance notifications will be sent to the authors by 15th November 2011.


  • Full Paper- Must be a minimum of 5,000 words and not more than 7,500 and must be submitted to the AMMREC conference paper committee for review by 31th January 2012 using the AMMREC paper template. Acceptance notifications will be sent to the authors by 30th January 2012.


  • Final Paper- All accepted papers should be revised to address the International Program Committee’s comments and to be submitted by February 15th 2012 to the Conference Portal 

Paper publishing

The best papers will be published in special issues of two peer reviewed International journals: the International Journal of Computing and ICT Research (IJCIR); and the African Journal of Science, Technology, Innovation and Development (AJSTID). Both journals will have special issues on financial inclusion and ICTs in 2012. Papers to be published in the two journals will be refereed through the normal double blind process.

Keynote speakers

Keynote speakers

In the keynote programme, senior representatives from Academia, Government, Private Sector and Development Partners will share insights into the critical local and regional opportunities, trends as well as growth strategies relevant for the mobile money industry. Confirmed keynote speakers include:

  • Dr. Bitange Ndemo, Permanent Secretary, Ministry of Information and Communication, Government of Kenya
  • Wolfgang Fengler, Lead Economist, World Bank Office, Nairobi
  • Dr. Guy Stuart, Microfinance Opportunities, Washington, D.C. and Fellow, Harvard University - USA
  • Kamal Budhabhatti, CEO, Craft Silicon
  • Dr. Olga Morawczynski, Project Manager, Financial Literacy Project, AppLab - Uganda


International Programme Committee

An International Conference Committee chaired by Prof. Timothy MwololoWaema of the University of Nairobi will evaluate and provide feedback on all papers received, provide feedback on final presentations, and coordinate the chairing of presentation sessions.
The current members are:
·         Prof. Timothy Waema -University of Nairobi, Kenya
·         Prof. Joseph Kizza - University of Tennessee-Chattanooga, USA
·         Prof. Mammo Muchie - Institute of Economic Research on innovation, IERI,
          Tshawne University of Technology, South Africa and Aalborg University, Denmark
·         Dr. Peter Waiganjo –University of Nairobi, Kenya
·         Dr. Wanjiku Ng’ang’a –University of Nairobi, Kenya
·         Dr. Olga Morawczynski – Program manager, AppLab, Uganda

Important dates


  • Abstracts: 15th November 2011
  • Provisional Acceptance: 30th November 2011
  • Submission of Papers: 30th January 2012
  • Paper registration: 15th February 2012

Call for sponsors

We are looking for conference sponsors and exhibitors. If you are interested, please send us an email to ammrec@uonbi.ac.ke for details.

For more details on the conference visit the conference portal: